The Challenge
Michael faced a complexity gap that felt impossible to bridge.
- Christian advisor lacked tools for sophisticated risk management
- Secular advisors dismissed faith considerations as irrelevant
- Concentrated position creating massive risk and tax liability
- Wanted to tithe on gains without triggering unnecessary taxes
- Executive peers using strategies his current advisor couldn't execute
- Felt forced to choose between competence and conviction
The Approach
Wellspring brought institutional-caliber strategies guided by biblical wisdom.
Sophisticated Risk Management
- Implemented protective collar strategies typically reserved for ultra-high-net-worth clients
- Created systematic diversification plan minimizing tax impact
- Established 10b5-1 plan for disciplined, compliant selling
Faith-Integrated Execution
- Every replacement investment screened for biblical alignment
- Structured charitable remainder trust for tax-efficient giving
- Built donor-advised fund enabling strategic Kingdom investment
- Created family foundation structure for multi-generational impact
The Results
Michael discovered he never had to compromise—excellence and faithfulness work better together.
- Concentration risk reduced from 70% to 25% over 18 months
- Tax burden decreased by $450,000 through strategic planning
- Charitable giving increased 3x without impacting lifestyle
- Portfolio now excludes 47 companies conflicting with values
- Performance improved 2% annually despite faith-based screening
Note: The above case study is hypothetical and does not involve an actual Wellspring client. No portion of the content should be construed by a client or prospective client as a guarantee that he/she will experience the same or certain level of results or satisfaction if Wellspring is engaged to provide investment advisory services. Each client's situation is unique, and we customize our approach to align with your specific calling and circumstances.
